/* ── Reset & Base ─────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --emerald-50:  #ecfdf5;
    --emerald-100: #d1fae5;
    --emerald-200: #a7f3d0;
    --emerald-300: #6ee7b7;
    --emerald-400: #34d399;
    --emerald-500: #10b981;
    --emerald-600: #059669;
    --emerald-700: #047857;
    --emerald-800: #065f46;
    --emerald-900: #064e3b;
    --emerald-950: #022c22;

    --cream-50:  #fefce8;
    --cream-100: #fef9c3;
    --cream-200: #fef08a;
    --cream-300: #fde68a;
    --cream-400: #fcd34d;
    --cream-500: #f59e0b;

    --neutral-50:  #f8fafc;
    --neutral-100: #f1f5f9;
    --neutral-200: #e2e8f0;
    --neutral-300: #cbd5e1;
    --neutral-400: #94a3b8;
    --neutral-500: #64748b;
    --neutral-600: #475569;
    --neutral-700: #334155;
    --neutral-800: #1e293b;
    --neutral-900: #0f172a;
    --neutral-950: #020617;

    --font-serif: 'Playfair Display', Georgia, serif;
    --font-sans:  'Inter', system-ui, sans-serif;

    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;

    --shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
    --shadow-md: 0 4px 16px rgba(0,0,0,.08), 0 2px 4px rgba(0,0,0,.04);
    --shadow-lg: 0 12px 40px rgba(0,0,0,.12), 0 4px 12px rgba(0,0,0,.06);
    --shadow-xl: 0 24px 60px rgba(0,0,0,.16);

    --transition: 0.3s cubic-bezier(.4,0,.2,1);
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
    font-family: var(--font-sans);
    color: var(--neutral-800);
    background: var(--cream-50);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul { list-style: none; }

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ── Skip Link ────────────────────────────────────────── */
.skip-link {
    position: absolute;
    top: -100%;
    left: 16px;
    background: var(--emerald-800);
    color: #fff;
    padding: 8px 16px;
    border-radius: var(--radius-sm);
    z-index: 9999;
    font-weight: 600;
    transition: top var(--transition);
}
.skip-link:focus { top: 16px; }

/* ── Typography ───────────────────────────────────────── */
.section-eyebrow {
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--emerald-600);
    margin-bottom: 12px;
}
.section-eyebrow--light { color: var(--emerald-300); }

.section-title {
    font-family: var(--font-serif);
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: 700;
    line-height: 1.2;
    color: var(--neutral-900);
    margin-bottom: 16px;
}
.section-title--light { color: #fff; }

.section-sub {
    font-size: 1.05rem;
    color: var(--neutral-600);
    max-width: 600px;
    line-height: 1.7;
}

/* ── Buttons ──────────────────────────────────────────── */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-weight: 600;
    font-size: 0.95rem;
    border-radius: var(--radius-sm);
    padding: 14px 28px;
    transition: all var(--transition);
    white-space: nowrap;
}
.btn-primary {
    background: var(--emerald-700);
    color: #fff;
    box-shadow: 0 4px 14px rgba(4,120,87,.35);
}
.btn-primary:hover {
    background: var(--emerald-800);
    transform: translateY(-2px);
    box-shadow: 0 8px 22px rgba(4,120,87,.4);
}
.btn-outline-light {
    background: rgba(255,255,255,.12);
    color: #fff;
    border: 1.5px solid rgba(255,255,255,.4);
    backdrop-filter: blur(4px);
}
.btn-outline-light:hover {
    background: rgba(255,255,255,.22);
    border-color: rgba(255,255,255,.7);
    transform: translateY(-2px);
}
.btn-primary-light {
    background: #fff;
    color: var(--emerald-800);
    box-shadow: var(--shadow-md);
}
.btn-primary-light:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}
.btn-full { width: 100%; justify-content: center; }

/* ── Header ───────────────────────────────────────────── */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(254,252,232,.85);
    backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(6,78,59,.08);
    transition: all var(--transition);
}
.site-header.scrolled {
    background: rgba(254,252,232,.96);
    box-shadow: var(--shadow-sm);
}
.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-family: var(--font-serif);
    font-weight: 700;
    font-size: 1.1rem;
    color: var(--emerald-900);
}
.logo--light { color: #fff; }
.logo-icon { color: var(--emerald-600); }
.logo--light .logo-icon { color: var(--emerald-400); }

.primary-nav ul {
    display: flex;
    gap: 32px;
    align-items: center;
}
.primary-nav a:not(.nav-cta) {
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--neutral-700);
    position: relative;
    transition: color var(--transition);
}
.primary-nav a:not(.nav-cta)::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--emerald-600);
    transition: width var(--transition);
}
.primary-nav a:not(.nav-cta):hover { color: var(--emerald-700); }
.primary-nav a:not(.nav-cta):hover::after { width: 100%; }

.nav-cta {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--emerald-700);
    color: #fff;
    font-weight: 600;
    font-size: 0.85rem;
    padding: 10px 20px;
    border-radius: var(--radius-sm);
    transition: all var(--transition);
}
.nav-cta:hover { background: var(--emerald-800); transform: translateY(-1px); }

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    width: 28px;
    padding: 4px 0;
}
.nav-toggle-line {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--neutral-700);
    border-radius: 2px;
    transition: all var(--transition);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] .nav-toggle-line:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
}

/* ── Hero ─────────────────────────────────────────────── */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    overflow: hidden;
    padding: 100px 0 60px;
}
.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}
.hero-gradient {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, var(--emerald-900) 0%, #0a3d2e 30%, #0d4a35 50%, var(--emerald-800) 70%, var(--emerald-700) 100%);
}
.hero-pattern {
    position: absolute;
    inset: 0;
    opacity: 0.06;
    background-image: radial-gradient(circle at 25% 25%, #fff 1px, transparent 1px), radial-gradient(circle at 75% 75%, #fff 1px, transparent 1px);
    background-size: 48px 48px;
}

.hero .container {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-content { max-width: 540px; }

.hero-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--emerald-300);
    margin-bottom: 20px;
    background: rgba(110,231,183,.12);
    border: 1px solid rgba(110,231,183,.25);
    padding: 8px 16px;
    border-radius: 50px;
}

.hero-headline {
    font-family: var(--font-serif);
    font-size: clamp(2.2rem, 5vw, 3.6rem);
    font-weight: 700;
    line-height: 1.1;
    color: #fff;
    margin-bottom: 24px;
}

.hero-sub {
    font-size: 1.1rem;
    line-height: 1.75;
    color: rgba(255,255,255,.78);
    margin-bottom: 36px;
    max-width: 480px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    margin-bottom: 40px;
}

.hero-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}
.badge-light {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.8rem;
    font-weight: 500;
    color: rgba(255,255,255,.85);
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.15);
    padding: 6px 14px;
    border-radius: 50px;
    backdrop-filter: blur(4px);
}

.hero-image { display: flex; justify-content: flex-end; }
.hero-image-frame {
    position: relative;
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    width: 100%;
    max-width: 480px;
    aspect-ratio: 56/68;
}
.hero-image-frame::before {
    content: '';
    position: absolute;
    inset: 0;
    border-radius: var(--radius-xl);
    border: 1px solid rgba(255,255,255,.15);
    z-index: 1;
    pointer-events: none;
}
.hero-image-frame img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-scroll {
    position: absolute;
    bottom: 32px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
    color: rgba(255,255,255,.5);
    font-size: 0.7rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    z-index: 1;
}
.hero-scroll svg { animation: bounce 2s infinite; }

@keyframes bounce {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(6px); }
}

/* ── Services ─────────────────────────────────────────── */
.services {
    padding: 100px 0;
    background: var(--cream-50);
}
.services .section-header { text-align: center; margin-bottom: 56px; }
.services .section-sub { margin: 0 auto; }

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: #fff;
    border-radius: var(--radius-md);
    padding: 36px 28px;
    border: 1px solid var(--neutral-200);
    transition: all var(--transition);
}
.service-card:hover {
    border-color: var(--emerald-300);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}
.service-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--emerald-50);
    border-radius: var(--radius-sm);
    color: var(--emerald-700);
    margin-bottom: 20px;
    transition: all var(--transition);
}
.service-card:hover .service-icon {
    background: var(--emerald-700);
    color: #fff;
}
.service-title {
    font-family: var(--font-serif);
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--neutral-900);
    margin-bottom: 10px;
}
.service-card p {
    font-size: 0.92rem;
    color: var(--neutral-600);
    line-height: 1.7;
}

/* ── About ────────────────────────────────────────────── */
.about {
    padding: 100px 0;
    background: #fff;
}
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}
.about-image-wrap {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    aspect-ratio: 6/7;
}
.about-image-wrap img { width: 100%; height: 100%; object-fit: cover; }

.about-content .section-eyebrow { margin-bottom: 12px; }
.about-content .section-title { margin-bottom: 20px; }
.about-intro {
    font-size: 1.05rem;
    font-weight: 500;
    color: var(--neutral-800);
    margin-bottom: 16px;
    line-height: 1.75;
}
.about-content > p {
    font-size: 0.95rem;
    color: var(--neutral-600);
    line-height: 1.75;
    margin-bottom: 14px;
}
.about-stats {
    display: flex;
    align-items: center;
    gap: 24px;
    margin: 28px 0 32px;
    padding: 20px 0;
    border-top: 1px solid var(--neutral-200);
    border-bottom: 1px solid var(--neutral-200);
}
.stat { text-align: center; flex: 1; }
.stat-number {
    display: block;
    font-family: var(--font-serif);
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--emerald-700);
}
.stat-label {
    font-size: 0.78rem;
    color: var(--neutral-500);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-top: 2px;
}
.stat-divider {
    width: 1px;
    height: 40px;
    background: var(--neutral-200);
}

/* ── Approach ─────────────────────────────────────────── */
.approach {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--emerald-900) 0%, var(--emerald-800) 50%, #0a4f38 100%);
    position: relative;
}
.approach::before {
    content: '';
    position: absolute;
    inset: 0;
    opacity: 0.04;
    background-image: radial-gradient(circle at 20% 80%, #fff 1px, transparent 1px), radial-gradient(circle at 80% 20%, #fff 1px, transparent 1px);
    background-size: 40px 40px;
}
.approach .container { position: relative; z-index: 1; }
.approach .section-header { text-align: center; margin-bottom: 64px; }

.approach-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.approach-step {
    background: rgba(255,255,255,.06);
    border: 1px solid rgba(255,255,255,.1);
    border-radius: var(--radius-md);
    padding: 32px 24px;
    backdrop-filter: blur(8px);
    transition: all var(--transition);
}
.approach-step:hover {
    background: rgba(255,255,255,.1);
    transform: translateY(-4px);
}
.step-number {
    font-family: var(--font-serif);
    font-size: 2.4rem;
    font-weight: 700;
    color: var(--emerald-400);
    line-height: 1;
    margin-bottom: 16px;
}
.step-title {
    font-family: var(--font-serif);
    font-size: 1.15rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 10px;
}
.approach-step p {
    font-size: 0.88rem;
    color: rgba(255,255,255,.7);
    line-height: 1.7;
}
.approach-step a {
    color: var(--emerald-300);
    text-decoration: underline;
    text-underline-offset: 3px;
}
.approach-step a:hover { color: var(--emerald-200); }

/* ── Insurance ────────────────────────────────────────── */
.insurance {
    padding: 80px 0;
    background: var(--neutral-100);
}
.insurance-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
    background: var(--emerald-800);
    border-radius: var(--radius-lg);
    padding: 56px 56px;
}
.insurance-content .section-sub { color: rgba(255,255,255,.7); margin-bottom: 28px; }
.insurance-content a { color: inherit; }

.insurance-logos {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
}
.ins-logo {
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.12);
    border-radius: var(--radius-sm);
    padding: 20px 16px;
    text-align: center;
    font-size: 0.85rem;
    font-weight: 600;
    color: rgba(255,255,255,.8);
    letter-spacing: 0.02em;
    transition: all var(--transition);
}
.ins-logo:hover { background: rgba(255,255,255,.18); color: #fff; }

/* ── Contact ──────────────────────────────────────────── */
.contact {
    padding: 100px 0;
    background: var(--cream-50);
}
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 56px;
    align-items: start;
}
.contact-info .section-sub { margin-bottom: 32px; }
.contact-intro {
    font-size: 0.95rem;
    color: var(--neutral-600);
    line-height: 1.7;
    margin-bottom: 32px;
}

.contact-details { display: flex; flex-direction: column; gap: 24px; margin-bottom: 28px; }
.contact-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}
.contact-icon {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--emerald-50);
    border-radius: var(--radius-sm);
    color: var(--emerald-700);
}
.contact-item strong {
    display: block;
    font-size: 0.9rem;
    color: var(--neutral-900);
    margin-bottom: 4px;
}
.contact-item p {
    font-size: 0.9rem;
    color: var(--neutral-600);
    line-height: 1.6;
}
.contact-item a {
    color: var(--emerald-700);
    font-weight: 500;
    transition: color var(--transition);
}
.contact-item a:hover { color: var(--emerald-500); }

.map-wrap { border-radius: var(--radius-md); overflow: hidden; box-shadow: var(--shadow-md); }

/* ── Contact Form ─────────────────────────────────────── */
.contact-form-wrap {
    background: #fff;
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--neutral-200);
}
.form-title {
    font-family: var(--font-serif);
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--neutral-900);
    margin-bottom: 24px;
}
.form-group { margin-bottom: 18px; }
.form-group label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--neutral-700);
    margin-bottom: 6px;
}
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1.5px solid var(--neutral-200);
    border-radius: var(--radius-sm);
    font-family: var(--font-sans);
    font-size: 0.92rem;
    color: var(--neutral-800);
    background: var(--neutral-50);
    transition: all var(--transition);
    outline: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--emerald-500);
    background: #fff;
    box-shadow: 0 0 0 3px rgba(16,185,129,.12);
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--neutral-400); }
.form-group textarea { resize: vertical; min-height: 100px; }

.form-privacy {
    font-size: 0.78rem;
    color: var(--neutral-400);
    text-align: center;
    margin-top: 14px;
    line-height: 1.5;
}

.form-success {
    text-align: center;
    padding: 40px 20px;
}
.form-success svg { color: var(--emerald-500); margin: 0 auto 16px; }
.form-success h4 {
    font-family: var(--font-serif);
    font-size: 1.4rem;
    color: var(--neutral-900);
    margin-bottom: 8px;
}
.form-success p { font-size: 0.92rem; color: var(--neutral-600); line-height: 1.7; }

/* ── Footer ───────────────────────────────────────────── */
.site-footer {
    background: var(--neutral-950);
    color: rgba(255,255,255,.7);
    padding: 64px 0 0;
}
.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-brand p {
    font-size: 0.88rem;
    line-height: 1.7;
    margin-top: 14px;
    max-width: 300px;
}
.footer-links h4,
.footer-contact h4 {
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: rgba(255,255,255,.5);
    margin-bottom: 16px;
}
.footer-links ul { display: flex; flex-direction: column; gap: 10px; }
.footer-links a {
    font-size: 0.88rem;
    color: rgba(255,255,255,.65);
    transition: color var(--transition);
}
.footer-links a:hover { color: var(--emerald-400); }
.footer-contact p { font-size: 0.88rem; line-height: 1.7; margin-bottom: 6px; }
.footer-contact a { color: var(--emerald-400); transition: color var(--transition); }
.footer-contact a:hover { color: var(--emerald-300); }

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    padding: 24px 0;
    font-size: 0.8rem;
    color: rgba(255,255,255,.4);
}
.footer-disclaimer { max-width: 500px; text-align: right; }

/* ── Back to Top ──────────────────────────────────────── */
.back-to-top {
    position: fixed;
    bottom: 32px;
    right: 32px;
    width: 48px;
    height: 48px;
    background: var(--emerald-700);
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-lg);
    opacity: 0;
    visibility: hidden;
    transform: translateY(12px);
    transition: all var(--transition);
    z-index: 900;
}
.back-to-top.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.back-to-top:hover { background: var(--emerald-800); transform: translateY(-2px); }

/* ── Scroll Reveal (progressive enhancement) ──────────── */
@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
        transition: opacity 0.6s ease, transform 0.6s ease;
    }
    .reveal.revealed {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ── Mobile Nav ───────────────────────────────────────── */
@media (max-width: 900px) {
    .nav-toggle { display: flex; }
    .primary-nav {
        position: fixed;
        top: 72px;
        left: 0;
        right: 0;
        background: rgba(254,252,232,.98);
        backdrop-filter: blur(16px);
        border-bottom: 1px solid var(--neutral-200);
        padding: 24px;
        transform: translateY(-110%);
        opacity: 0;
        transition: all var(--transition);
        pointer-events: none;
    }
    .primary-nav.open {
        transform: translateY(0);
        opacity: 1;
        pointer-events: all;
    }
    .primary-nav ul {
        flex-direction: column;
        gap: 16px;
    }
    .primary-nav a:not(.nav-cta) { font-size: 1rem; }
    .nav-cta { margin-top: 8px; justify-content: center; }
}

/* ── Responsive ───────────────────────────────────────── */
@media (max-width: 900px) {
    .hero .container { grid-template-columns: 1fr; text-align: center; }
    .hero-content { max-width: 100%; }
    .hero-sub { margin-left: auto; margin-right: auto; }
    .hero-actions { justify-content: center; }
    .hero-badges { justify-content: center; }
    .hero-image { display: none; }
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .about-grid { grid-template-columns: 1fr; }
    .about-image-wrap { max-height: 400px; aspect-ratio: auto; }
    .about-image-wrap img { object-fit: cover; }
    .approach-steps { grid-template-columns: repeat(2, 1fr); }
    .insurance-inner { grid-template-columns: 1fr; padding: 36px 28px; }
    .insurance-logos { grid-template-columns: repeat(3, 1fr); }
    .contact-grid { grid-template-columns: 1fr; }
    .contact-form-wrap { padding: 28px; }
    .footer-grid { grid-template-columns: 1fr; gap: 32px; }
    .footer-bottom { flex-direction: column; text-align: center; }
    .footer-disclaimer { text-align: center; }
}

@media (max-width: 600px) {
    .services-grid { grid-template-columns: 1fr; }
    .approach-steps { grid-template-columns: 1fr; }
    .hero-actions { flex-direction: column; align-items: center; }
    .hero-actions .btn { width: 100%; justify-content: center; }
    .about-stats { flex-direction: column; gap: 16px; }
    .stat-divider { width: 40px; height: 1px; }
    .insurance-logos { grid-template-columns: repeat(2, 1fr); }
}